UK student finance for eligible students can include support towards the cost of your tuition fees, living costs and your course-related costs. It can take the form of a loan or a grant. There are also supplementary grants for specific categories of student, for example, disabled students.
Student finance (also sometimes referred to as ‘student support’ or ‘student funding’) is offered by all four nations in the UK: England, Scotland, Wales, and Northern Ireland. Each nation offers different types or levels of financial support.
You apply for support from the government of the UK country in which you normally reside – this may be different from the country you choose to study in.
UK student finance is not considered as one of the 'public funds', as defined in paragraph 6 of the Immigration Rules. Therefore, a student with UK immigration permission containing a condition stating ‘no recourse to public funds’ would not be in breach of that condition by applying for, and receiving, financial support from the UK government.
After eligibility has been established, the relevant authority will assess your, and/or your family's, income to calculate the level of support to which you are entitled. If you are not eligible for student finance, you might want to consider applying for a scholarship.
In most cases, it is possible to apply for student finance for later years of your course even if you do not apply for student finance from the start of your course. You might wish to apply for student finance at a later stage because you believe you have become eligible for it or because you didn’t think you would need student finance at the start of your course, but you have experienced a change of financial circumstances. If you have experienced a change in your financial circumstances, but you are not eligible for student finance, you should read our information about unexpected financial hardship.
UK student finance for undergraduate students is awarded by all four nations in the UK and is only available if you are studying on a designated course, which is usually only one of the following types of course:
- an undergraduate degree
- a higher national diploma (HND)/higher national certificate (HNC)
- a diploma of higher education
- a teacher training course
- a certificate in higher education or a diploma/advanced diploma (Scotland only)
If you are studying on a further education course, check with your institution whether any funding is available.
You may not be eligible if you have previously received financial support (or a mandatory award) from the UK government to study a higher education course. The same applies if you have already studied a course at the same or lower level, including qualifications you have obtained in other countries.
UK student finance for postgraduate students is awarded by all four nations in the UK and is mainly for students on master’s courses, doctoral courses, and postgraduate teacher training courses.
Funding is awarded by the authorities in the part of the UK in which you normally live, which may be different to where you are studying.
Some UK public funding for postgraduate study is administered by research councils. UK Research and Innovation has links to seven research councils, plus Innovate UK and Research England.
Contact your institution’s academic department about other funding that may be available locally. You can also read information on further ways to fund your postgraduate study from Prospects.