Studying and living in the UK

Opening a bank account

• How do I open a bank account in the UK?
• I'm having a problem proving my identity. What can I do?

How do I open a bank account in the UK?

You can find information about choosing and opening a bank account in these documents:

International students: opening a UK bank account - British Bankers Association

the Money Advice Service - Basic Bank Accounts

Tips on opening a bank account:

• If you want an account based on Sharia principles, check banks' websites and publicity materials. Some mainstream banks offer accounts and services that meet these principles and there are also a few specialist banks that operate in accordance with them.
• You might be able to prevent tax being deducted from your interest - ask your bank or building society for form R105 when you open your bank account.
• Once you have opened a bank account in the UK, always let your bank know in writing and as soon as possible if you change your address.
• If you are leaving the UK for a long break, for example the summer break, let your bank know - otherwise they might treat your account as 'dormant' and close it.

I'm having a problem proving my identity. What can I do?

The Money Advice Service website gives you the identity requirements needed for basic bank accounts. There is also a link to Toynbee Hall's useful "ID Handbook – How to prove your identity", which has more information on the different documents you can use to prove your identity.

   

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